VIBHS Financial is obliged to follow the client money rules in the FCA's Client Assets Sourcebook ("CASS"). CASS rules require VIBHS Financial to ensure clear segregation between money belonging to retail clients and money that belongs to the firm. Retail client money is transferred to a segregated client money bank account.

In the unlikely event of VIBHS Financial insolvency, segregated client funds cannot be used for reimbursement to VIBHS Financial creditors. If we are unable to satisfy repayment claims, eligible claimants have the right to compensation by the Financial Services Compensation Scheme, up to £50,000.